Episode#42
From Financial Stress to Financial Purpose: How Real Planning Evolves at Every Stage of Life
Episode #41
One Big Beautiful Bill: What Federal Student Loan Borrowers Must Know for 2026
Episode #40
SBLOCs in Action: How Retirees and Business Owners Access Tax-Efficient Cash
Episode #14
What You Don't Want to Overlook When Buying or Selling Your Business | Ft. Justin Sandridge
![Why Retirees Struggle to Spend Their Savings| Michael Acosta & Ujae Kang [PODCAST]](http://static.fmgsuite.com/media/WebsiteBoxImage/variantSize/1d98ebde-b24b-4416-b105-90f9f99a8ab2.png?v=1)
Why Retirees Struggle to Spend Their Savings| Michael Acosta & Ujae Kang [PODCAST]
Key Takeaways:
• Retirement planning is both a financial and emotional journey, requiring attention to numbers and deeper personal motivations.
• Advisors act as counselors, helping clients navigate emotional hurdles like fear, guilt, and uncertainty around spending.
• Clients often need “emotional permission” to use their own money, especially in retirement, where spending can feel threatening to their identity or security.
• Asking thoughtful questions is central to the advisor’s role, uncovering concerns and desires that might otherwise remain unspoken.
• The financial planning process often reveals unspoken emotional and psychological concerns, especially during major life transitions.
• Planning for retirement isn’t just about having “enough” money, but about knowing what that money is meant to support.
Home Calculator: Should You Rent or Buy? | Michael Acosta [PODCAST]
Key Takeaways:
What makes renting is a good decision.
When it can be worth it to buy instead of rent.
What makes your home an investment?
Why you may not want to look at your home as an investment.
What variables to consider when deciding whether to rent or buy.
How much should you be spending on your home?
![Goal Setting in 2023 | Michael Acosta [PODCAST]](http://static.fmgsuite.com/media/WebsiteBoxImage/variantSize/ccf6f689-83c3-45e5-ae70-a4da5ac7d659.png?v=1)
Goal Setting in 2023 | Michael Acosta [PODCAST]
Ben Martinek and Michael Acosta discuss goal setting in 2023.
“I love goal setting. I have to say, when I first got started setting goals, it’s kinda like, uh, do I really need to do this? Is it necessary? And I have to say, after being in business for many years and working with clients for many years, yes! Goal setting is important. At the end of the day, on a practical level, if we wanna be able to look back at our lives and have something to show for our hard work, I really think you can’t get away from goal setting.”
– Ben Martinek