Michael and Brady sit down with Colin Stroud, founder of Go Somewhere, to reveal how everyday spending can unlock premium travel, luxury experiences, and thousands of dollars in hidden value. Colin breaks down point arbitrage, credit card strategy, and how high-spending business owners can turn routine expenses into first-class flights and five-star hotel stays without spending a dollar more. Whether you're a travel lover, a frequent flyer, or simply someone who wants to optimize your financial life, this conversation will change the way you think about credit cards forever. Learn how to avoid common mistakes, uncover the best perks, and transform spending into a strategic wealth tool.  

Key Timestamps:

(00:00) – Credit Cards Explained Clearly
(03:00) – Business Owners Reward Potential
(06:00) – Mindset Behind Credit Usage
(09:00) – Starting Strong Reward Strategy
(12:00) – Choosing Optimal Credit Cards
(15:00) – Understanding Point Arbitrage
(18:00) – Redeeming High-Value Travel
(21:00) – Using Tools For Searches
(24:00) – When To Hire Experts
(27:00) – Travel Seasons Point Value
(30:00) – Hidden Cardholder Travel Perks
(33:00) – Travel Options Beyond Flights
(36:00) – Cash Back Usage Benefits

 Key Topics Discussed:

Financial Fortitude, Genesis Wealth Planning, Brady Hemmerle, Michael Acosta, Financial Wellness, Wealth Building, Financial Psychology, Financial Advisor, Finance Coach, Finance Guidance for High Earners, Business Owner Finances, Hiring a Financial Advisor, Tax Strategies, Investing Strategies, Financial Guidance for High Earners, Smart Money Moves for High-Income Professionals, Wealth Management Tips for High-Income Earners, Investing & Growing Wealth, High Earner Money Talk, Financial Wisdom for 6-Figure+ Entrepreneurs, Smart Strategies for Managing High Income, Taxes & Freedom for High-Earning Professionals, The Dave Ramsey Show, BiggerPockets Podcast, The Motley Fool Money Show, We Study Billionaires, ChooseFI, Afford Anything, Credit Card Reward Strategy, Travel Points Optimization, Business Owner Spending Perks, Point, Arbitrage Explained, High-Value Travel Redemptions

Mentions: 
Website: https://www.genesiswealthplanning.com/
Michael’s LinkedIn: https://www.linkedin.com/in/michaelracosta/
Brady’s LinkedIn: https://www.linkedin.com/in/brady-hemmerle-cfp%C2%AE-75043013a/
Financial Health Checkup: https://www.livingbalancesheet.com/lbsVision/lite/michaelracosta

Guest’s website: https://www.gosomewhere.world

Guest’s LinkedIn: https://www.linkedin.com/in/gosomewhere

This podcast is for informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice.  Guest speakers and their firms are not affiliated with or endorsed by PAS, Guardian, or Genesis Wealth Planning and opinions stated are their own.  Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. All investments and investment strategies contain risk and may lose value. 

Guest speakers and the firms are not affiliated with or endorsed by Securities Guardian or Genesis. Wealth Planning, LC and opinion stated are their own. Guardian subsidiaries, agents and employees do not provide tax, legal or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
All scenarios. Names mentioned here are purely fictional and have been created solely for educational purposes. Any resemblance to existing situations, person or fictional characters is coincidental. The information presented should not be used as the basis for any specific investment advice.

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Michael Acosta and Brady Hemmerle are Registered Representatives and Financial Advisors of Park Avenue Securities LLC (PAS). OSJ: 6115 PARK SOUTH DRIVE, SUITE 200, CHARLOTTE NC, 28210, 704-5528507. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Genesis Wealth Planning is not an affiliate or subsidiary of PAS or Guardian. Michael Acosta's CA Insurance License # 0M50974. Brady Hemmerle’s  CA Insurance License # 4353077.  7237198.25.  Expiration 12-27.