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Faith-Based Investing

First and foremost, it is important to remember that faith-based investing is not wholly different than traditional secular investing.  The objective is to invest with purpose and deliver compelling returns at a desirable level of risk which directly tie to investor goals.  Faith-based investing differs only in the manner in which those investor goals are pursued; namely it views global markets through a lens that opts for investments that align with the values and teachings of faith-namely the sanctity of life, family, stewardship, health, and safety.

Faith-Based investors seek to invest upon a foundation of moral criteria which aims to avoid business involvement that is contrary to their religion's teachings, such as alcohol, gambling, or abortion. 

Although faith-based investing is often associated with Christian values, it isn't limited to Christian investors.  Because every religion has a set of values and beliefs about what kind of activities should be promoted and which should be avoided, faith-based investing gives these investors an opportunity to put those beliefs into action.  

Principles for USCCB Investing

As of  September 2021, the U.S. Conference of Catholic Bishops (USCCB) does not officially endorse specific investment guidelines. However, they have provided general principles that Christians and Catholics alike might consider when making investment decisions in line with Catholic social teaching. These principles are often rooted in the belief in human dignity, solidarity, and the common good. Here are some key points that might be relevant to Catholic values investing:

  1. Human Dignity: Investments should respect and promote the inherent dignity of every human being. This includes avoiding investments in companies involved in practices that violate human life or dignity, such as abortion, euthanasia, or human trafficking.
  2. Respect for Life: Catholic values investing encourages investments that support life-affirming activities and avoid those that contribute to activities contrary to human life, such as embryonic stem cell research, contraceptives, etc.
  3. Social Justice: Investments should align with principles of social justice, promoting economic equality and fair treatment of workers. Avoiding companies that exploit workers or contribute to unjust economic systems is important.
  4. Environmental Responsibility: Considering the care for God's creation, Catholic investing might involve avoiding companies that harm the environment, promote pollution, or neglect responsible stewardship of natural resources.
  5. Solidarity: Investments should contribute to global solidarity and the well-being of all people, particularly the most vulnerable. Avoiding investments that perpetuate oppression, poverty, or inequality can be part of this principle.
  6. Ethical Business Practices: Catholic values investing would typically involve supporting companies with ethical business practices and avoiding those engaged in activities like fraud, corruption, or the production of harmful products.
  7. Community Engagement: Catholic investors may engage with companies to encourage positive changes in line with Catholic social principles. This might involve advocating for better labor conditions, environmental sustainability, and ethical behavior.
  8. Charitable Giving: Investments can also be directed towards supporting charitable organizations and initiatives that align with Catholic values and contribute to the common good.
  9. Transparency: Investors should seek transparency from companies in terms of their practices, policies, and how they align with ethical and moral standards.

It's important to note that these principles are not fixed or universally agreed upon, and interpretations might vary. Christians interested in aligning their investments with their faith should consult with financial advisors who specialize in ethical and socially responsible investing, as well as with their local religious leaders for guidance specific to their circumstances. Since guidelines and recommendations might have evolved after my last update, I recommend checking with the USCCB or other Catholic sources for any updates beyond September 2021.

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How We Work

How We Work

We design customized strategies that aligns investor dollars with their religious values in not wanting to support certain personal or social aspects of society and the global economies in large.

*Planning fee(s) can be billed monthly, quarterly, or annually depending on the interest of the client.  Subscription-based agreements are year-long commitments and auto renew each year unless 30-day notice of cancellation is provided.  The annual fee is expected to be paid if agreement is broken before the monthly payments are satisfied for the year.